The Special Assets Officer will work with the Special Assets Manager to monitor and maintain criticized assets assigned to the Special Assets Department. This will include inspecting properties and other forms of collateral, monitoring performance of negotiated settlements, initiating litigation when necessary, and marketing bank owned assets. The SA Officer will be assigned a portfolio of loan relationships. It will be their responsibility to monitor and manage past due status, documentation exceptions, loan covenants, and action plans at maturity. This officer will work with the SA Manager to develop next steps for each relationship in an effort to improve the risk rating or exit the relationship from the bank.

ESSENTIAL DUTIES AND RESPONSIBILITIES

1. Manage a portfolio of loan relationships assigned to Special Assets Department with a specific focus on mitigating loss exposure.

2. Coordinate with the SA Manager to develop next steps for each assigned relationship.

3. Monitor and update the SA Manager and the SAD Committee on the performance status of each relationship.

4. Perform field inspections of collateral and report findings.

5. Manage assigned bank owned assets through liquidation.

6. Participate in assigned projects meant to improve efficiency and streamline deal flow through the SA Department.

7. Assist in the Triage process when a new deal is assigned to the SA Department by gathering relationship history, payment status, collateral valuation, and guarantor support.

MINIMUM REQUIREMENTS

These specifications are guidelines based on the minimum experience required to perform the essential functions of the job. Individual abilities may result in some deviation from these guidelines:

* Bachelor's degree and 5 years of related experience; or the equivalent combination of education and experience. Work-related experience must consist of Commercial Banking analysis. Educational experience, through formal school or financial industry related curriculum, is required to be applicable to the financial industry.

Stellar Benefits:

We believe that empowering people goes far beyond the workplace. That's why we've designed our benefits to help foster your health and prosperity, so you can best support yourself, your loved ones and your communities

• Health Care Coverage, no waiting period
• Dental/Vision
• STD/LTD
• Annual Performance Bonus Eligible
• 401K with company match
• Paid Vacation
• Volunteer days
• Tuition Assistance
• And More

What it Means to Be Stellar:

Stellar Bank came to be in 2023, when Allegiance Bank and Community Bank of Texas joined forces. What emerged was a financial institution like no other. Stellar bankers set the standard for responsive, relationship-based community banking. We have the resources, dedication and personal focus to out-bank the big banks and out-service the small banks. Our customers see us as a vital part of the team. We are their financial experts who go above and beyond to help them form a plan and get it done

Join Stellar Bank and, yes, you'll be providing outstanding banking. But you'll be achieving something much greater. At Stellar, we empower people to thrive. This is our purpose. This would be your purpose. Here you'd be part of a supportive culture where relationships bond, individuals grow, communities prosper and careers flourish. You can make a difference at Stellar - for yourself and for everyone around you.