SBA Banker/Business Development Officer
Birmingham, AL  / Mobile, AL 
Share
Posted 1 month ago
Job Description
SBA Banker/Business Development Officer
Job ID 2020-6693
Job Locations US-AL-Birmingham | US-AL-Mobile
Overview

This SBA Banker position is responsible for generating SBA loan opportunities and driving them through Renasant’s SBA loan process. This Banker works with management, underwriting, closing and portfolio management staff to balance the highest levels of client service, SBA and regulatory compliance and the Bank's growth and income goals.

 

Physical Demands:

 

The physical demands described are representative of those that must be met by an employee to successfully perform the essential functions of this job.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.  While performing the duties of this job, the employee is frequently required to sit; use hands or fingers to handle or feel objects, tools or controls; reach with hands and arms, and talk or hear. The employee is occasionally required to walk.  The employee must occasionally lift and/or move up to 25 pounds.  Specific vision abilities required by this job include close vision, peripheral vision, depth perception and the ability to focus.

 

Work Environment: 

 

There is minimum discomfort from noise in this area.  Detailed instructions and procedures to be followed in a potentially hazardous condition - Robbery - are received to minimize the risk.

Responsibilities
  • Produce new SBA loans (primarily SBA 7a program) and the various other ancillary Bank products required by SBA borrowers. 
  • Maintain knowledge of Bank loan and deposit products.
  • Maintain thorough understanding of and adherence to the Bank’s credit underwriting and closing policies and processes.
  • Understand credit risk and be able to properly evaluate, discuss and mitigate risk in a relationship.
  • Perform basic analytical and financial analysis skills.
  • Represent Renasant Bank in community activities.
  • Attend and participate in all required Bank and Department meetings as requested.
  • Participate in other duties and responsibilities as assigned.
Qualifications

The ideal candidate will possess the following traits:

  • Credit first approach to loan origination
  • Advanced problem solving skills along with a team orientation
  • Energetic, ambitious, entrepreneurial approach to business development
  • Trusted advisor to clients, ability to relate to borrowers with varying levels of sophistication
  • Ability to teach and develop internal and external referral sources
  • Advanced organization and communication capabilities

Minimum:

  • A high school diploma or equivalent,
  • Previous credit or lending background and skills,
  • Display professional interpersonal, verbal and written communication skills,
  • Working (intermediate) knowledge of MS Word, Excel and Outlook,
  • Technical knowledge and proficiency to handle the activities and responsibilities of job,
  • Fluency in credit criteria and loan structure requirements,
  • 2 years of experience in a financial sales role, and
  • Client service orientation.

Preferred:

  • Bachelor’s degree, and
  • Commercial loan underwriting and account/relationship management experience.

RENASANT BANK IS AN EQUAL OPPORTUNITY EMPLOYER

 

Job Summary
Company
Start Date
As soon as possible
Employment Term and Type
Regular, Full Time
Required Education
High School or Equivalent
Required Experience
2+ years
Email this Job to Yourself or a Friend
Indicates required fields