This SBA Banker position is responsible for generating SBA loan opportunities and driving them through Renasant's SBA loan process. This Banker works with management, underwriting, closing and portfolio management staff to balance the highest levels of client service, SBA and regulatory compliance and the Bank's growth and income goals.

Produce new SBA loans (primarily SBA 7a program) and the various other ancillary Bank products required by SBA borrowers.
• Maintain knowledge of Bank loan and deposit products.
• Maintain thorough understanding of and adherence to the Bank's credit underwriting and closing policies and processes.
• Understand credit risk and be able to properly evaluate, discuss and mitigate risk in a relationship.
• Perform basic analytical and financial analysis skills.
• Represent Renasant Bank in community activities.
• Attend and participate in all required Bank and Department meetings as requested.
• Other related duties as assigned.

The ideal candidate will possess the following traits:

• Credit first approach to loan origination
• Advanced problem solving skills along with a team orientation
• Energetic, ambitious, entrepreneurial approach to business development
• Trusted advisor to clients, ability to relate to borrowers with varying levels of sophistication
• Ability to teach and develop internal and external referral sources
• Advanced organization and communication capabilities

Minimum:

• A high school diploma or equivalent,
• Previous credit or lending background and skills,
• Display professional interpersonal, verbal and written communication skills,
• Working (intermediate) knowledge of MS Word, Excel and Outlook,
• Technical knowledge and proficiency to handle the activities and responsibilities of job,
• Fluency in credit criteria and loan structure requirements,
• 2 years of experience in a financial sales role, and
• Client service orientation.

Preferred:

• Bachelor's degree,
• Commercial loan underwriting and account/relationship management experience.

Physical Demands

The physical demands described are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to stand or sit; kneel, stoop, or squat; use hands or fingers to handle or feel objects, tools or controls; reach with hands and arms, and talk or hear. The employee is occasionally required to walk. The employee must occasionally lift and /or move up to 25 pounds. Specific vision abilities required by this job include close vision, peripheral vision, depth perception and the ability to focus.

Work Environment

The Bank's professional working environment requires employees to communicate effectively, both verbally and in writing. Employees must demonstrate strong interpersonal skills when working closely with internal business partners and external clients. Employees may be exposed to confidential and propriety information within the working environment, therefore, must uphold confidentiality at all times. Due to the possibility of being exposed to high risk situations (i.e. robbery), detailed instructions and procedures are required to be followed at all times to safeguard the Bank's employees, customers, and assets.

The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities, or requirements. The principal duties and responsibilities enumerated are all essential job functions except for those that begin with the word "May".

This job description is intended to describe the normal level of work required by the person performing the work. The principle duties outlined are the essential responsibilities and duties. Other duties may be assigned as needs arise.

This description is not intended as a contract and is subject to change. Any written contractual agreements supersede this job description. All requirements may be modified to accommodate physically or mentally challenged staff members reasonably.